Consolidated wealth
Atlas gathers all your assets and all your debts in one view. You enter your accounts once, you update balances each month, and the app computes your up-to-date net worth in several currencies.
- All asset types: bank accounts, investments, real estate, crypto, alternative assets.
- All debts: mortgages, credit cards, personal loans, margin.
- Automatic conversion between currencies at market rates.
- Unlimited monthly history to see your evolution over time.
Patrimoine net
- Comptes80 680 $
- Enregistrés124 410 $
- Immobilier540 000 $
- Crypto31 870 $
- Alternatifs52 700 $
- Dettes−214 000 $
Canadian accounts, properly recognised
Atlas knows Canadian tax wrappers. Each account type is treated by its own rules — no generic "savings account" that ignores the fact that a TFSA isn't an RRSP.
- TFSA, RRSP, FHSA, RRIF, RESP — each with its own tax and contribution rules.
- Canadian mortgages: fixed or variable rate, term and amortisation tracked separately.
- Non-registered accounts, joint accounts, USD-denominated accounts.
- Clear distinction between taxable and sheltered investments.
Compte d'épargne libre d'impôt
Régime enregistré d'épargne-retraite
Compte d'épargne libre d'impôt pour l'achat d'une 1ère propriété
Fonds enregistré de revenu de retraite
Property management
For each property, Atlas tracks what it costs you and what it earns you. Monthly cashflow computed automatically, annual yield, net equity in real time.
- Income: rent received, month over month.
- Costs: mortgage (principal + interest), property taxes, upkeep, fees, vacancy.
- Monthly cashflow: positive or negative, up to date.
- Annual yield computed on equity, not on total value.
- Multiple properties managed independently.
Alternative assets
Collector cars, watches, art, wine, instruments, equipment — Atlas tracks what you own outside financial markets. At public prices when they exist, at your own valuation otherwise.
- Categories: vehicles, watches, art, collectibles, professional equipment.
- Price sources: public indexes (Watchcharts, Hagerty, etc.) when available.
- Manual valuation when no public market exists.
- Free updates, on your schedule.
- Porsche 997 GT3Stuttgart · 2009Hagerty152 700 €+8,4 %
- Rolex SubmarinerRéf. 126610 · 2022Watchcharts18 200 $+12,1 %
- J. Riopelle (étude)Huile sur toile · 1979Évaluation 202424 000 $−2,3 %
- Cave bordelaise32 bouteilles · 1985-2010Wine-Searcher11 400 €+4,1 %
Budget and goals
Atlas tracks your monthly budget and your long-term goals in the same app. The two are connected: your current savings rate determines when your goals become reachable.
- Monthly budget: income, expenses by category, surplus.
- Goals: first home, emergency fund, financial independence, long trip.
- Projections: for each goal, an honest estimate of the date it becomes reachable.
- Simulation: change your assumptions (savings rate, return) and see the impact.
- Première maison202764 %
- Sabbatique202947 %
- Liberté financière204128 %