All your wealth, consolidated
All your assets, all your debts, in one view. You enter your accounts once, you adjust the balances each month, Atlas computes your up-to-date net worth in several currencies.
- All asset types: bank accounts, investments, real estate, crypto, alternative assets.
- All debts: mortgages, credit cards, personal loans, margin.
- Automatic conversion between currencies at market rates.
- Unlimited monthly history to see your evolution over time.
Net worth
- Accounts$80,680
- Registered$124,410
- Real estate$540,000
- Crypto$31,870
- Alternatives$52,700
- Debt−$214,000
Canadian accounts, truly recognised
Atlas knows Canadian tax wrappers. Each account follows its own rules — no generic "savings account" that forgets a TFSA isn't an RRSP.
- TFSA, RRSP, FHSA, RRIF, RESP — each with its own tax and contribution rules.
- Canadian mortgages: fixed or variable rate, term and amortisation tracked separately.
- Non-registered accounts, joint accounts, USD-denominated accounts.
- Clear distinction between taxable and sheltered investments.
Tax-Free Savings Account
Registered Retirement Savings Plan
First Home Savings Account
Registered Retirement Income Fund
Your properties, run on cashflow
For each property, what it costs against what it earns. Monthly cashflow, annual yield, net equity: computed automatically, up to date.
- Income: rent received, month over month.
- Costs: mortgage (principal + interest), property taxes, upkeep, fees, vacancy.
- Monthly cashflow: positive or negative, up to date.
- Annual yield computed on equity, not on total value.
- Multiple properties managed independently.
Everything that holds value
Collector cars, watches, art, wine, instruments, equipment — Atlas tracks what lives outside financial markets too. At public prices when they exist, at your own estimate otherwise.
- Categories: vehicles, watches, art, collectibles, professional equipment.
- Price sources: public indexes (Watchcharts, Hagerty, etc.) when available.
- Manual valuation when no public market exists.
- Free updates, on your schedule.
- Porsche 997 GT3Stuttgart · 2009Hagerty€152,700+8.4%
- Rolex SubmarinerRef. 126610 · 2022Watchcharts$18,200+12.1%
- J. Riopelle (study)Oil on canvas · 1979Appraisal 2024$24,000−2.3%
- Bordeaux cellar32 bottles · 1985-2010Wine-Searcher€11,400+4.1%
From budget to goals
Monthly budget and long-term goals in the same app, and linked: your current savings rate determines when each goal comes within reach.
- Monthly budget: income, expenses by category, surplus.
- Goals: first home, emergency fund, financial independence, long trip.
- Projections: for each goal, an honest estimate of the date it becomes reachable.
- Simulation: change your assumptions (savings rate, return) and see the impact.
- First home202764 %
- Sabbatical202947 %
- Financial freedom204128 %
An assistant that decides with you
Atlas's copilot isn't a robot that places orders: it's an intelligent agent that reads your real situation and helps you see clearly — when it's time to decide as much as in your day-to-day tracking.
- Reads your real data: accounts, investments, real estate, debts and goals.
- Tuned for Québec and Canada: TFSA, RRSP, FHSA, HBP, marginal rates.
- Spots opportunities: unused contribution room, an unfunded FHSA, a mortgage renewal coming up.
- Stands with you on decisions: it lays out the options, the numbers and the risks, you make the call.
- Preps your meetings: a clear summary of your situation before tax season or an appointment.
- Educational information, never a buy or sell order — and your data stays yours.
With your rate at 4.9% and unused TFSA room, here are the two paths:
Both are defensible — the call depends on your risk tolerance and time horizon.